Apply for Home Loan
- Secured Loan
- Interest rate starting from 8.8%
- Maximum tenure up to 20 years
- Maximum loan amount up to 10 crore
- Quick approval and hassle free Processing
- Flexible repayment options
Home Loan Overview
Ever dreamt of having your own house? Or have you ever desired to get that apartment you ever thought you’ll buy it someday? Well, don’t just sit back and dream, apply for a home loan and fulfill your dreams. Our home is our pride and choosing a perfect home for your family is of utmost value. With Findout Incorp you can get a step closer to your dream home.
Apply for a Home loan that suits you the best, based on your basic profile and location. Findout Incorp offers you with a wide range of options so whether you are planning to buy a new house or purchasing a new plot of land for future constructions or looking to renovate your old house we have the best offers with lowest home loan rates.
Advantages
- Findout Incorp helps you choose just the right loan for your needs at special rates and flaunts best home loan rates.
- With Findout Incorp you get the best offers on home loans from leading financial institutions instantly.
- We also help you to choose between home purchase loans, home construction loans, home improvement loans & land/plot purchase loans.
- Apart from our banking partners we also have tie-ups with private companies that loan for plot.
- With our online services you compare and choose and apply for your housing loan instantly.
- The maximum loan amount which you can avail on your home loan depends on the value of the property for which home loan is taken.
Required Documents
Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.
- Form 16 of last 2 years or Income Tax Returns.
- Salary slips of last 3 months.
- Last 6 months bank statement reflecting salary credits.
- ID/ Age Proof – PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
- Cheque of Processing Fee.
Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.
- Form 16 of last 2 years or Income Tax Returns.
- Salary slips of last 3 months.
- Last 6 months bank statement reflecting salary credits.
- ID / Age Proof – PAN Card / Passport / Signature Proof / Aadhar Card and Residence Proof – Passport / Utility bills/ Bank Statements.
- Cheque of Processing Fee.
- Age proof of all the partners in the form of PAN Card, Passport or Aadar Card.
- PAN Card of the company.
- Residence proof of all the partners – Utility Bills/ Passport/Bank statement/ Registered rent
- Proof of Business – Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax
- Latest 3 years Income Tax returns with profit and loss and balance sheet duly audited by CA.
- Latest 12 months bank statement of the Company and of the Partners’ Savings Bank Account.
- Existing Loans’ Sanction letters accompanied with repayment track.
- Business profile on the letterhead of the company.
- ID/ Age Proof – PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
- Cheque of Processing Fee.
- Occupancy Certificate.
- Approved Plan of building.
- Share certificate copy.
- Past 13 years Chain of deeds.
- Nil Encumbrance Certificate – EC (if applicable).
- Current Sale agreement/ Draft Agreement to sell.
- Application form duly filled with photographs of directors.
- Age Proof of Directors – PAN Card, Aadhar Card, passport.
- Residence Proof of Directors – Utility Bills/ Passport/Bank statement/ Registered rent agreement.
- PAN Card of Company.
- Education Qualification – A professional qualification certificate in case of Doctors/CA/Architects.
- Proof of Business – Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate.
- MOA, AOA, List Of Directors, Share Holding Pattern of the Company.
- Last 3 years IT returns with Profit and Loss account and balance sheet duly audited by CA.
- Latest 12 months bank statement of Company of all current accounts and the same for Director’s Savings Bank Account.
- Existing Loans’ sanction letter with repayment track of company and Individual Directors.
- Business Profile on the Letter Head of the Company.
- ID/ Age Proof – PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
- Cheque of Processing Fee.
Your eligibility for Home Loan is determined by the following factors:-
- Income/ Other Income
- Age
- Qualification
- Property value
- No of dependents
- Bank Balance
- Assets/Liabilities