Apply for Business Loan
- Unsecured Loan
- Interest rate starting from 18%
- Maximum tenure up to 5 years
- Maximum loan amount up to 25 lakh
- Quick approval and hassle free Processing
- Flexible repayment options
Business Loan Overview
Want to setup something new in business? Or want to change its interior? Or want to invest for something? No worries, we have an option of Business loan for you. An unsecured business loan is without any collateral or security that can be availed by SME’s to raise debt for short term financing purposes.
These are provided by various banks and NBFCs. Taking up business loan is a great step towards extending or taking forward your business. They are usually ideal for meeting your short term financial needs like unexpected expenses, dream holiday, home improvement expenses etc.
Advantages
- Apply with Findout Incorp for business loans, and avail the best and lowest interest rates.
- By opting for quick paperless online loans from Findout Incorp you can get an instant approval within 5 mins and disbursal of loan amount in 24 hours.
- Findout Incorp helps you choose from business loan offers across top Banks and NBFCs at your fingertips.
Required Documents
Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.
- Form 16 of last 2 years or Income Tax Returns.
- Salary slips of last 3 months.
- Last 6 months bank statement reflecting salary credits.
- ID/ Age Proof – PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
- Cheque of Processing Fee.
Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.
- Form 16 of last 2 years or Income Tax Returns.
- Salary slips of last 3 months.
- Last 6 months bank statement reflecting salary credits.
- ID / Age Proof – PAN Card / Passport / Signature Proof / Aadhar Card and Residence Proof – Passport / Utility bills/ Bank Statements.
- Cheque of Processing Fee.
- Age proof of all the partners in the form of PAN Card, Passport or Aadar Card.
- PAN Card of the company.
- Residence proof of all the partners – Utility Bills/ Passport/Bank statement/ Registered rent
- Proof of Business – Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax
- Latest 3 years Income Tax returns with profit and loss and balance sheet duly audited by CA.
- Latest 12 months bank statement of the Company and of the Partners’ Savings Bank Account.
- Existing Loans’ Sanction letters accompanied with repayment track.
- Business profile on the letterhead of the company.
- ID/ Age Proof – PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
- Cheque of Processing Fee.
- Occupancy Certificate.
- Approved Plan of building.
- Share certificate copy.
- Past 13 years Chain of deeds.
- Nil Encumbrance Certificate – EC (if applicable).
- Current Sale agreement/ Draft Agreement to sell.
- Application form duly filled with photographs of directors.
- Age Proof of Directors – PAN Card, Aadhar Card, passport.
- Residence Proof of Directors – Utility Bills/ Passport/Bank statement/ Registered rent agreement.
- PAN Card of Company.
- Education Qualification – A professional qualification certificate in case of Doctors/CA/Architects.
- Proof of Business – Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate.
- MOA, AOA, List Of Directors, Share Holding Pattern of the Company.
- Last 3 years IT returns with Profit and Loss account and balance sheet duly audited by CA.
- Latest 12 months bank statement of Company of all current accounts and the same for Director’s Savings Bank Account.
- Existing Loans’ sanction letter with repayment track of company and Individual Directors.
- Business Profile on the Letter Head of the Company.
- ID/ Age Proof – PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
- Cheque of Processing Fee.
Your eligibility for Home Loan is determined by the following factors:-
- Income/ Other Income
- Age
- Qualification
- Property value
- No of dependents
- Bank Balance
- Assets/Liabilities